About the Author

I am a Chartered Financial Planner based in Cheshire UK, dealing with professional clients worldwide. My business, Bridgewater Financial Services Limited is an FCA authorised Independent Financial Advisory firm. We take great care to look after our clients, many of whom have been with us for ten years or more. You can see what they have to say about us here.

My specialisms for individual clients are are retirement and investment planning. I frequently advise individual clients on the best way to access their pension benefits on retirement.

For business owners, I specialise in pensions, employee benefits and succession planning. I set up and re-structure pension and employee benefit schemes for business clients and ensure that ownership of the business remains in the right hands should something unfortunate happen to one of the owners.

Overseas, I particularly specialise in the International Schools sector, visiting schools worldwide and providing impartial professional advice to teachers on retirement planning and matters such as UK Tax, National Insurance, medical and travel insurance. I travel out to see the schools once or twice a year and provide a central point of contact irrespective of where the teachers may move.

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